Recover more.
Chase less.
PaidUp Collect gives your team a structured, audit-ready way to recover overdue debt — AI-crafted campaigns, document prep, channels you control, and a tiered fee only when money comes in.
Recovery overview
Recover more. Chase less.
The problem
Chasing debt manually
is costing you more than money.
South African SMEs are owed billions in overdue invoices. The problem isn't recovering it — it's having a system to do it consistently.
Manual follow-up eats your day
Your team calls, emails, and sends reminders manually — while debtors know they can wait you out. Every hour spent chasing is an hour not spent on growing your business.
No consistent escalation path
Without a clear process, there's no pressure. Debtors learn they can ignore the first reminder, and the second, and the third. A system changes the dynamic entirely.
Formal documents are slow and costly
Getting a lawyer to draft a letter of demand for every overdue invoice is expensive and slow. So most businesses skip it — and lose the leverage that comes with it.
How it works
Three steps to a working
debt recovery process.
No complex onboarding. No months of setup. You can have your first campaign running today.
Import your debtors
Upload a CSV or enter cases directly. Every overdue invoice becomes a tracked collection case with the debtor's full profile, invoice history, contact details, and escalation stage.
Launch targeted campaigns
Choose your tone, set your schedule, and PaidUp prepares AI-crafted outreach messages. You review every draft before anything goes out — you're always in control.
Escalate with documents
When reminders aren't enough, open Document Prep. Select a template, and your case data fills in automatically. Download, review, and send on your own letterhead.
Features
Everything you need to recover
what you're owed.
PaidUp Collect combines outreach, documents, channels, and pipeline tracking in one workspace — built for your team, not your debtors.
Campaign manager
Build and launch bulk outreach campaigns to your debtor list. Choose tone, schedule, and channel — PaidUp drafts the messages for your review.
Channels hub
Connect email and WhatsApp, choose manual or assisted send modes, and work through an outbox where every message waits for your approval.
Document prep workspace
Select from a library of demand letters and escalation notices. Case data fills in automatically. Download ready-to-use drafts at any time.
AI-enhanced drafting
AI reviews your outreach drafts and suggests improvements based on the debtor's stage, amount, and history — making every message more effective.
Collections pipeline
See every debtor case at a glance, sorted by stage and recovery priority. Know exactly where each case stands and what action is needed next.
Audit-ready records
Every action — case updates, document generation, message queues — is timestamped and logged. If a dispute arises, your paper trail is complete.
Document prep
Formal documents
without a lawyer.
Select a debtor case, pick a template from the library, and PaidUp fills in all the details automatically. Edit in plain text, preview the final result, and download when ready. You decide when and how to send — PaidUp never files anything on your behalf.
Dear Thabo Mokoena,
We refer to outstanding Invoice #INV-2024-0042 dated 14 March 2024 in the amount of R 18,500.00.
Despite our previous reminders, this amount remains outstanding. We hereby formally demand payment...
Pricing
Simple. Honest.
Aligned with your success.
We only earn when you recover money. That means our incentives are perfectly aligned with yours.
No monthly fee. No setup cost. No prepaid slots. When you recover an outstanding invoice, the success fee is charged on that recovered case only. Smaller claims stay viable and larger recoveries automatically get cheaper.
Everything included
FAQ